Anyone who is on Medicare or is assisting anyone on Medicare needs to file this information away for future use!!

This ran on NBC Evening News and I thought I should send it to all my friends on Medicare as a warning. I've included the segment for you to view. Basically, do not let the hospital admit you with the words "Under Observation." Insist on "In-Patient"designation. Otherwise, you could be responsible for some serious expenses. If your hospital stay is classified as "Under Observation", Medicare will not pay for rehab following your hospitalization.
www.nbcnews.com/video/nightly-news/54026469/#54026...26469

Long-term care insurer fined by Oregon Insurance Division!!

The Oregon Insurance Division announced it has fined Bankers Life and Casualty Co., one of the state’s largest long-term care insurers, $115,000 for improper claims handling. The Insurance Division directed Bankers Life to review 26,000 claims involving 2,069 policyholders as far back as Jan. 1, 2010 to find any other cases where the company owes benefits. The Chicago-based company also must change practices to ensure proper claims handling going forward, according to a news release from the state Insurance Division.
www.bizjournals.com/portland/blog/health-care-inc/....html